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How can one apply for home equity loans ?

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  1. try di-tech.com
  2. Go to the bank or lending company and fill out a form.
  3. with a pen
  4. call your mortgage company or your bank.
  5. Got to a bank, or to the mortgage company that gave you the original mortgage, or to ING direct.
  6. www.1stmetropolitan.com/irvine dont call ditech unless you want to get raked over the coals. i can recommend many lenders depending on the size, and type of equity loan you are looking for
  7. I got mine through the bank that my checking and savings accounts are with. Sometimes you get less hassle from a bank you already have a relationship with. Also, it makes it easy to make payments...you can just transfer from one account to the other at your ATM or on your bank's website.
  8. HELOC - Home equity line of credit...If you like your current lender, call them and tell them that you want a heloc. If not, go to a local bank in your area; Bank of America, Sun Trust, Citi, Wachovia, etc and ask for assitance for a heloc. Hope I helped = )
  9. You can go through either a bank or a mortgage company/broker. Honestly, for a home equity line of credit, if your credit is over 700, then you will get about the same deal whichever you choose. If your score is below 700 then you may be better off going with a mortgage company/broker. They will be able to find more options for you in that case. Check out the links below for more information.
  10. You first have to own your home and have some equity in it. For example, you currently owe on a first mortgage 100000.00 and your home is worth 150000.00 based on the bank's appraisal. They may allow you to get a home equity loan up to 90-100% of value. Call a few local banks and ask what rate they are offering. If you want a revolving line of credit, it is based on prime. Try to find one that will pay all your closing costs for you and has a teaser rate for at least 90 days of prime less .50 or 1.
  11. what state do you live in? if you are in PA, DE or NJ look into www.tridentmortgage.com
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