Equity Home Loans

Have you heard of DiTech.com?? Good or bad?? My dh is trying to rebuild his credit...?

but doesn't have the best credit score to get a home loan. We are currently paying mortgage payments through a relative who put the house in their name. We want to transfer it into our name. I have an above average credit score but am currently staying at home with our children. Do you think DiTech would be a good option for us? Thanks!

Public Comments

1. They're alright, but not the best. A lot of mortgage companies now can work with situations such as yours. Call around to diferent companies, because more, if not all, offer free quotes. Keep in mind that, everytime you get a quote, they will have to pull your credit, so don't abuse it. If you find that, after a few times, your situation cannot be helped by a regular mortage company, then go to Ditech. Also, don't bother with banks- their credit requirements are ridiculous!
2. Check to see if your state has a program for lower-income individuals. Normally, these program will also allow people with challenged credit as well. Try the Dept. of Community Affairs in your state -- or http://www.hud.gov for more information. ______________________________ CAROLINE SIMMONS REALTOR® & Affordable Housing Specialist O. 866.894.3601 ~ C. 404.787.8685 ~ F. 404.745.8019 E. caroline@premyiergroup.com W. http://www.premyiergroup.com