Equity Home Loans

does anyone have any resorces on low or bad credit home loans? I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know what to look for a lot of places say bad credit is ok but you have to have at least a 600 credit score?? I dont know where to look anymore. Thanks for the help.

Do you know of ant lenders who offer bad credit home loans? My husband and I both have bad credit (both from previous marriages). We both work and have stable jobs. Do you know of any lenders who legitimately offer home loans to people with bad credit. The place appraises at about 160K and we can get it for about 120K. Thankms for your help

Is there such thing as a TRUE Bad Credit Home Loan? I don't have perfect credit, neither does my husband but we are diligently paying off our bills one by one. I have been looking into loans for people with bad credit and of course they are all over the place promising a future for our family. Then I fillout the Application and whammy I'm hit with an appology notice from yet another lender. I never believed for a moment that I would never own a home, I'm not even trying to get an expensive one. I have two boys, one five, one three, a 4 1/2 month old baby girl and I am due in December. I am begining to feel hopeless and beyond frustrated, I don't want our kids growing up in apartments their whole lives, I'd like them to have their own yard someday. There are a lot of "Bad Credit" loans promising to help but they never really mean it - what gives? Can anyone help?

bad credit home refinancing loans that are honest and reputable? We have very poor credit and we are looking for someplace that deals with bad credit loans so that we can do some very desparate repirs to our house. Our roof leaks and the floors are falling in.Any ideas of who will give out loand to people with not so good credit that is NOT a scam? We a place but we are afraid it is a scam.They want 2000 dollars up front for their insurance before they will grant us the loan. We don't have 2grand. Any help out there??

What banks work well with bad credit home loans?

Getting Bad Credit Home Loans? Whats the best options for getting a home loan if your credit isn't so good?

bad credit home loans? My wife and i want to get out of our apartment in febuary, but we did a debt relief program that we are still in, and will be in in feb. We both have terrible credit now under 520, is it possible to get a home loan? we are going to hope fully buy in the 115-120 k range . any advice would help.

does anyone know of a company that will give bad credit home loans without a huge down payment?

Please help me get a bad credit home loan? I have a credit score under a 400 from somebody else using my idenity. I make about 65,000 dollars a year but yet I cannot buy a home for my wife and children. Does anybody know who I can go through that isnt a scam it woould be greatly appreciated.

What are some of the lending banks that help with home loans and bad credit? I HAVE A LOW 500'S CREDIT SCORE, WE HAVE BEEN A STRUGGLING FAMILY FOR YEARS NOW, WE HAVE 7 KIDS AT HOME, 4 ARE FROM PREVIOUS MARRIAGES.WE ARE IN THE NEED OF OWNING OUR OWN HOME, IVE RECENTLY GOT A PROMOTION AT WORK THAT ALMOST DOUBLED MY INCOME.BETWEEN THE BOTH OF US WORKING WE MAKE ROUGHLY 80 A YEAR. CAN WE STILL GET HELP WITH A HOME LOAN?

Can somebody please give me the names of companies that will give me a bad credit home loan? My husband and I moved out to kansas for his job and he never was moved there. The gas is outrageous!We need to buy a house where we are moving to because they dont have any options to rent. Its a town of like 600!Please help!

Is it impossible to get a new home loan with bad credit and if it is possible what company should i go throug h? Please dont judge me or my family. My husband works really hard and makes a good income we just ran into some problems after having a fire and no insurance.

Are there any lenders who will combine my debt and give me a new home loan? Really bad credit from 8 years ago I got into a hole about 8 years ago with my credit and now I'm trying to buy a house. (less than 70,000) But my credit is a huge factor and I cant find any lenders that will work with me. My debt is about 20,000. I have a car loan now with a co-signer and payments are never late. Any info would be greatly appreciated.

can you get a home loan with bad credit with a co-borrower with good credit? I am looking to get a home loan. My credit is pretty bad filed bankruptcy about 3.5 yrs ago. My income to debt ratio is pretty good though. I also am going to have a co-borrower that has perfect credit. What companies would you recomend that would approve me and give me the best interest rate for my stiuation. Thanks

is there a place that offers home equity loans to people that have bad credit? my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for a loan that works with the better business bureau. i want to make sure its legit.

Can I get a FHA home loans with bad credit and a low credit score?

Who wil finance my new home with bad credit? I am a single mom that suffered the loss of a home due to divorce. I want my own home again instead of renting. How do I find a lender that will give me a home loan, even though, my credit isn't very good? How do I find a lender, who is willing to give me a chance to prove myself, again?

Is it easier to get a home loan with bad credit if you have 20% to put down? I own a home now, but want to move. My credit has gotten bad since my last home loan. I would have at least 20% to put down on a new loan, do you think I could find someone who would finance me? The credit problems I have now are from medical bills and other very small debts. I don't have ANY credit cards, and my only other debt is my current house and car.

Bad Credit Home Loan? My husband and I want to buy a house. We already have 2 houses, they are both being leased to own and we can prove it. My husband has had the same job for 25 years and has a decent income. We will only be using his credit. We have a trust account with 2 times as much money in it as the amount we want to borrow. We do not want to pay cash, we want to get a loan. The hitch is that we have bad credit at the moment. We just paid off all of our debt, all we have are the 2 houses but over the last 2 years our credit has suffered due to a bad financial situation. Does anyone know if there is any chance of people with our scenario getting a home loan? Any info will be appreciated!

How do I find a guaranteed home loan for bad credit with no down payment and amount of loan not limited? I am trying to find a home loan that I can get that is guaranteed for bad credit regardless of income, no money down payment and amount of home purchase is not limited.. We started into this home with a land contract. We put all of our money into it and now they are selling it right out from under us in just a few days. This has been checked and is legal. Please give me an answer as soon as possible.

Is it possible to get a home loan with bad credit? We would like to purchase a home listed around $125K and can put 20% down. Current salary is $192K. We have $500 p/m in vehicle payments, but no other long term debt. DH is ex military, so he should be eligible for a VA loan. Should I even bother looking into this or do I just need to wait until enough time has passed that our credit no longer looks so bad?

what is an average interest rate for bad credit home loan?

I need to get a mobile home loan with bad credit in new jersey?

where do I get a new home loan with bad credit and no money down?

Does anyone know of a company that gives home loans to people with BAD credit? My husband and I both have bad credit. But, we are working on getting it takin care of. We finally found the perfect house right price and all. But, we can't seem to find a company that will give us the loan. We have a co-signer with excellent credit. So I would like to know if anyone else has this problem and if they found a company to give them the loan. I have tried the yahoo search thing and that didn't work..

Can I get a home loan, Bad credit from a bad marriage..? My credit is absolute crap from my former marriage (wife spending caused me extreme financial burden). When I say crap I mean bottom of the barrel. I work from home and make between 5-7k a month. I want to move from California and relocate to GA where the housing is very cheap compared to here. I can easily afford a 500/mo mortgage on my income... But could I even get a loan despite my horrible credit? If so how much down would it take to get the loan?

home loans and bad credit? my husband has several accounts in collections that are closed and never paid about 4,000$ can he be able to get a home loan we hear that there are alot of ways to buy with bad credit is that true, is there a chance, i told him we should pay what is owed and i think we'll have a better chance

Bad Credit-Home Loan? I have a 495 credit score and just had a recent divorce and still living with my husband. I am staying with him to save money however I want to get my own home and its seems not to be possible because of my credit score. I have collections and some recent one's too. Are there any lenders out there that would be able to help me? I know this is alot but I am in the process of working on repairing my credit by paying car and credit card bills on time and no new open accounts. I want to buy a foreclosure and they have really good deals in Michigan the area that I am in. I know there will be high fees associated with a credit score like mines. That is not such a big deal if I get a good deal on a home and I have an action plan for my credit and would refinance in a year or so. Only serious inquires please and any advice on this type of situation. Thanks!

Are there home loans out there for bad credit? Where do you find them? We have found the perfect home for very little money and need to buy instead of rent since our oldest starts high school next year. My credit probs are due to divorce and my husbands due to him being unemployed for a period of time. We can afford the home payments just can't find the loan. HELP!!!!

Bad credit home loan...California? We need to move as soon as possible. Our neighborhood is getting really bad and it's a trial everyday... so we don't have exactly the options of waiting for the housing to get better. Guesstimation that gross income per year is $35k, $700 rent a month is what weve been paying currently. We have friends that are moving and selling their house, I believe it's around $300k.. I understand that interest would be really bad if you dont have good credit, but we are running out of options that we'd have to deal with it... Question is.... with government assistance (incl. w/down payment assistance), is it possible?

Best place to get a home loan with bad credit? I am looking for a return on rent. I pay over $1000 for a place to live anyways, but do have a few problems with my credit. Where is a good place to try for a loan, I don't want my credit looked at sooo many times. I know of other people with bad credit say they get a loan. Any ideas? Nobody here really owner finance b/c plenty of people looking to buy.

how do a person with bad credit in the military get a home loan? i am in the military with a steady job but have bad credit and no bank want to help me get a home loan. my credit is to bad to get a home loan. i need a home loan to provide for my family i need one fast what can i do

How do you know if you can get a home loan with bad credit and some debt.? I have a student loan and a few little bills that i'm currently paying off total less than a thousand for the bills student loan is 22,000 but i'm not paying cause i'm barely getting by. I could get a house for what i i pay in rent. I just want to know if there's a possiblity of gettting a home loan and how could i improve my chances. I had great credit a few yrs ago but lost a job and bills pilled up. I'm just curious on what my options are b/c if you get a house you get equity.

What are the chances of getting a home loan with really bad credit?? I have really bad credit and I wanted to purchace a home and pay off some credit cards. Is there any hope for me?? I am also a single mom so finances are somewhat tight? Is there any low income options for loans? And where do you get these loans?

Can I get a home equity loan with Bad Credit. i OWN My home and its fully paid for? I went to the bank today and tried to get a home equity loan but they turned me down because I had bad credit. I have a stable job that I worked at for over 5 years, I own my home and it is fully paid for. I drive a 2006 Mustang Gt but they still turned me down because of bad credit. I wanted to get the cash to fix my home becuase it need new pipes and a heating system, so i wasnt going to go blow the money. My credit isnt super bad but its still not good, is it possible for me to get a home equity loan without good credit. i DONT want any online loan stuff or any stuff like that. I LIVE in a small town with not that many banks and i need this loan before winter. cAN I GET THIS LOAN WITH MY BAD CREDIT?

Bad Credit Home Loan?? FHA?? My fiancee are looking into buying a house. We found a very nice house for 150,000, but neither one of our credit scores are very good. I'm around 520 and she is a little above that. I currently don't have any debt, I have a truck that is paid off and no credit cards. She has doctor bills that she working on paying off and we have quite a bit in savings, around 40,000. Together we make about 65,000 a year. Could we possibly qualify for a home loan and could we get an FHA loan? Thanks for the help!!

Is it possible for a single mom with bad credit to get a home loan if she owns an acre of commercial land? I am a teacher who ended up bad credit after borrowing money for college and with the expenses of my child. I have steady income. I need some money to pay off some bills(credit cards,loans, other stuff about a $50,000 debt. I own some inherited commercial property that is worth about 25-30 thousand dollars. I want to remodel the old house on it but I don't have the cash. Also I would like to borrow some money on the place to pay off some bills. I am more than 6 months behind on a lot of my bills. Is it anything that I could do to get some money with bad credit. I have owned this place for 3 years but can't earn any profits off of it because I don't have any money to invest in it. The property is in North Mississippi in a very good location of business. Also I would like to know what type of loan do I say that I need? Th property has never had any liens on it. Any advice would be appreciated! My income is less than 33,000

I am wanting to get pre-approved for a home loan with bad credit? Any good companies to go with? I am looking to purchase a home. However, I don't have very good credit. Is there any companies that will do it with out giving me an incredibly high interest rate, down payment or fees? Everyone says this is a buyers market...?

I want a home loan and I have bad credit and just started a new job. Any ideas on where I could get one? I need one for no money down.

Do you need good credit to take out a home equity loan? Will bad credit affect chances of being considered? My credit is poor but I have probably $80k in equity in my home. Will a bank refuse to approve a home equity loan because of bad credit?

Who is the best company to get a home loan through with bad credit? I have pretty bad credit and I need a home loan, but I don't want to get screwed.. does anyone know who I should go with?

where can i get a home loan with bad credit for firs time home byers.? our credit score is just over 500 . and we want to buy a home.

is there anywhere i can get a home equity loan with bad credit? my boyfriend and i have bad credit but we own a $85,000 home with no mortgage. the house is paid for. we were looking into getting a home equity loan to pay some back bills off and do home improvements. is there anywhere that we could get a loan even with bad credit?

Can I get a home loan with bad credit? My credit sucks, I have deffinetly hit some hard times in my life. I am paying quit a bit for rent right now and totally feel like I am just throwing my money away. I have 2 kids and desperatly need a house. I have been working hard to pay all of my bills on time and was doing good until a recent visit to the ER. Are there any rent to own opportunities in Illinois that would work wiith bad credit?

Help with obtaining a bad credit home loan? We are a single income family of 6 earning 70k a year with only $1500 in savings & first home owners grant trying to get a home loan for 200-220k. we were discharged from bankruptcy in 2003 have loan repayments of 988/month can anyone help We are a single income family of 6 earning 70k a year with only $1500 in savings & first home owners grant trying to get a home loan for 200-220k. we were discharged from bankruptcy in 2003 have loan repayments of 988/month can anyone help in Australia only

Where is the best place to get a home loan...with bad credit?? my husband and i have poor credit...he's low 500's, i'm mid 500's. when we sell one of our fairly new vehicles and drop that payment, that will help our score. also, his bankruptsy falls off in 2009. I don't think it's possible with our credit, but he wants to try. Right now our yearly income is about $80,000-90,000. Right now we have two new vehicle payments and we're planning on selling one of them in the next month. Is there any hope? Is there any where you can suggest to have a better chance of getting a home loan?

Home Loans for bad credit--which ones are trustworthy & reliable? Please understand that I am not interested in searches for this--I can do a Web search myself. I am wondering if anyone has personal experience or knows of someone who has had personal experience with such loan companies. What's the lowest score that has been accepted? What rates did you get? What types of credit issues did you suffer at the time? What was your income range? individual or joint borrower? What price range were you financed for (or what was offered)? How difficult was it? Anyone use Ditech.com? Godged--thanks for the info. I'm not looking for that. I'm just looking for people who have had personal experiences. I appreciate you looking out for me, though.

need bad credit loan home in foreclosure..i need 2500.00 to get home out of foreclosure. serious replies only?

Bad Credit Home Loan? My husband and I are trying to either get a new home loan or get a loan to fix u my g-pas house he has been working on. It would only be like 25,000 to fix it....its a really nice house and they really need to get rid of it. but ....I have bad credit and no income. my husband has no credit with a few dr. bills. but he makes like alot. 19 an hour and 560 a week perdiem....so like 1200 everyweek after tax. but nobody will give us a loan bc of his no credit stuation. ...any suggestions?? thanks : )

Do anyone know where to get a home loan with bad credit? I know someone who is trying to get a small home loan in western oklahoma but has bad credit. She has been working hard on her getting her score up, but it is still not very good. But she needs to get a loan now instead of waiting until it's a lot higher. Do you know of anywhere that will give her a loan with her bad credit?

Question about a home loan with bad credit? I have poor credit score is 610. I just paid off all of my debt but it was all very old debt from when I was young and stupid. I would like to buy a house in the upcoming year. I know my score sucks but I wll have at least a 50% down payment. Do you think I will be able to get a loan? If so what kind of rate do you think I will get for a 30yr fixed.

Will I be able to get a new home loan for another house with bad credit if I walk away from my house? My house was on the market twice and did not sale and there are alot of houses for sale in my area. Looking for answers or advice, not two bit judgements.....Thank you!

where can i get a home loan for bad credit?? where can a home loan with bad credit and the house amout is 39900?? I want to buy a home and most bad credit companys require at least the house to be 50000 or more

Can you get a home loan with bad credit? I live in the state of Iowa. I have horrible credit. I have a very small monthly income and I need to try to get financed for a home loan without having to pay a big amount. Is it better to file for bankruptcy or just try to rent or is it really possible to buy? i need a list of sites that will help me and if anyone knows any person or company in the state of Iowa that can help that would be an instant 10 pointer lol... thank u If the answer is yes, plz tell me where would be some good places to start looking for loans without having to pay anything down and with getting a yes or no that day... i need to know soome great places that specialize in bad credit issues (repo, evictions, charge offs, slow pay, etc.= 11k in the whole)

Is there any way for a very low income person with bad credit to get a home loan? I have a very bad credit score and very little income, but can afford a small home payment. Does anyone know where I can find a company willing to approve a loan under these circumstances?

does anyone have any resorces on low or bad credit home loans? I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know what to look for a lot of places say bad credit is ok but you have to have at least a 600 credit score?? I dont know where to look anymore. Thanks for the help.

Bad credit, home loans? We bank with WAMU, should we go through them for a home loan?

Bad credit home loan? My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the mortgage lender said sorry now were out all this money and have no home, what can I do can anyone help me no Money down probably for about 100,000 dollars PLEASE HELP

Bad Credit Home Loan? I have recently become engaged and am starting to stress out. My fiance and I want to start looking at houses and neither of our credit is great. I was turned into a collection agency once for 600 bucks, but besides that have paid my student loans and other bills on time usually. Is it impossible for us to get a home loan? Also, I have an income of 150,000 from just me and my husband makes around 100,000.

bad credit, home loan? i have a judgement for $4,500(from a lawyers office that handled my old credit card debt) and i want to get a home loan. is it possible to get a home loan for about $130,000?

has anyone with bad credit used creditaxis.com? It says Over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required. Several Little-known Companies offering easy-qualifying Bad Credit Signature loans, Bad Credit Business loans, Bad Credit Student loans, Bad Credit Home Equity loans, Bad Credit Debt Consolidation loans, and Fast-Cash loans. Bad Credit and Bankruptcies welcome. 'But it wants you to pay a fee of 35$ to recieve the list of lenders, if anyone has used this site please let me know if its legit....thanks

Bad Credit Home Equity Loan score of 585? I recently have decided to pull some money from my house for a few different reasons. I have had one of those years where some bills have gone unpaid and have gone to collections, not my best year but I am sure we have all faced this in our lives. My credit score has hit as a mid score a 585 which is below the guidelines for some lenders to allow an Heloc. My home value is about 500 K, and the loan pay off is about 250 K so I do have the equity in the home for the loan but just not the credit score. I have looked at a Refi but would suffer a prepayment charge from the lender that is around 8 K as well as another 10 K in closing costs etc....etc... I would like to do a Heloc and I am not really concerned so much about the interest rate on the deal as I will plan to sell the house in the next year. I am looking for a company that does that kind of lending. Any suggests my yahoo answer friends.

home loan bad credit and filed bankruptcy? want loan by october my credit score 554 how do i raise it after bankruptcy i keep some debt that im paying off can i ever get a loan some one tell me what to do

Home Loan with bad credit but good income??? My fiance and I are considering buying a condo since we have been renting for 4 years and will probably be settling in our new area for the next 4-5 years. My fiance has extremely bad credit with debt, and mine is actually pretty decent now in the 650-660's and rising =) We've made ALL of our utility bills, car payments, rent, everything on time. He makes $92,000 a year, but will be going up to $130,000-160,000 within the next 6 months due to a permanent position. Our current monthly bills are around $2,500 (incld. rent) and we usually have about $3,500 left over. Taking this all into consideration, what would be the suggested max. amount for a home loan we should (or could) consider getting? We were thinking $100,000-150,000 range for buying our first home, but could we consider going up to as much as $250,000? Even though his credit is extremely bad, would his income help us to still get some kind of loan? Any help or advice would be very much appreciated =)

Home loans for people with no credit to bad credit? I am in need of a home loan but I have no credit from 2 reporting companies and bad from 1. I have 20% of the purchase price of the home, but can't seem to find anyone to finance me I also have a co-signer (not co-borrower). I need a hook up with some one that can still get sub-prime loans through. Does anyone know of a company that can help even with the lending crack down? wow I think the yelling is a little unappropriate.

Home buying with bad credit? I want to buy a home and I have bad credit. I know that there is probably nobody out there willing to give a 30 year loan to bad credit. But does anybody know if there is anyybody that will give bad credit a loan. I have tried everything. I know probably the best thing is for me to clear up the credit issues first then try to get a home loan. PLEASE ADVISE OF anybody you know of that will give a loan to bad credit.

Descent home loan with bad credit? Found a home i want to buy worth 125000 only need a loan for 90000. Have bad credit due to past issues no bankruptcy or repossesions tho. Is it possible to get descent financing with no bull? Which comp. is most dependable with this situation? Could a bank possibly do this? I always heard banks wouldnt unless over 620 credit. Mine in mid 500's. Any help appreciated.

Are there 1st time home buyers loans for bad credit?

Will having a co-signer help us get a home loan with bad credit? This is our situation: My husband and I relocated for his new job 6 mo. ago. Neither of us has good credit. (I have some hospital bills from several years ago when I didn't have insurance and we each have an old credit card bill from when we went through a rough patch a few years ago.) We have paid off some other things such as my student loans, another old credit card debt, and a bunch of small things, like money owed to utility companies. Our original plan was to rent for several years while we continued to pay things off. But we've run into some problems. Basically in the area we moved to there are no private homes or duplexes for rent, only units in apt. bldgs. The building we live in now is terrible, I can't continue to raise my child in this environment. My parents (who have nearly perfect credit) have offered to be co-signers for us. We also should have a decent sized down payment. Will we be able to get a decent home loan this way? I forgot to mention that my husband went back to school and just graduated a year ago so we also have subsidized student loan payments (they are all current).

whad credit home loan? or should i owner finance a home? rent to own(owner finance or bad credit home loan? shre your thoughts and experiences

home loans for people with bad credit!!!!? I HAVE BEEN WORKING 2 JOBS NOW FOR 2 YEARS TO PAY MY HUSBANDS AND MY BILLS OFF AND ARE NOW READY TO BUY A HOUSE WE MAKE ABOUT 66,000 A YEAR AND OUR CREDIT SCORE IS ABOUT 590 IS THERE ANYONE OUT THERE THAT WILL GIVE US A LOAN AND WITHOUT PAYING 5-10% DOWN?

Is it possible to get a home loan with bad credit? My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012) We both have good jobs and bring home around 7000 together each month. We also have around 30,000 saved up for a down payment. Since our income is decent, and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home?