Personal Loans Knowledge Base
Personal Loans? I'm planning on moving soon due to a job change and I've been looking up personal loans to take out to cover the expenses until I get on my feet with my new job. I recently opened up a credit account, so I haven't had that long to build my credit to any substantial level. Does anyone have any advice on any personal loan no more than $10,000 that offers either a low APR or any agreeable deals? Many thanks- I appreciate it ladies & gents.
How to get more and more credit cards and personal loans with bigger credit limits? I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?
Can you take out multiple personal loans? Most personal loans are $25,000 at max. If you need $100,000 for let's say surgery, can you take out four loans from different companies or will the other lenders see you have more than one personal loan already out and deny your application? Serious and experienced answers only, please.
Do you lose money by consolidating personal loans? If you have three personal loans on a variable rate that have been taken out at different stages over the last few years and then apply for a new personal loan, also on a variable rate, to consolidate the payments do you lose money? My main concern is do you end up paying more money back to the bank in terms of interest? Any other pros and cons people can think of?
Which is the best Philippine bank for personal loans? I am a private-sector employee and urgently need to apply for a personal loan. Can someone compare HSBC, Citifinancial, BDO and other Philippine banks side by side? Which one has the lowest rates? Which one has the fastest processing? Which one is the most consumer-friendly? Thanks.
bad credit personal loans with a cosginer? I need to borrow 15,000 unsecured personal loan. I have a credit score of 530, I have a cosigner who owns home, auto outright. Credit score is one of unique in these times it is over 700. What are my chances of getting the loan, and any suggestions on where I should apply.
Are Personal Loans a Good idea to get out of debt? We have credit card bills, & medical bills are huge it's driving us crazy. Every month is a hassle to make a payment because we have to decide which bill is going to get paid. We can't pay them all at once by the due dates; we don't get paid enough!! I've been thinking of taking out a Personal Loan but I'm scared it wouldn't be a smart move. Any Advice?
Personal Loans from Canada and International Border Tax? I have been offered a personal loan from a company that communicates to me from Toronto Canada, however, they say their home office is in New Hampshire. I can't find a listing for them in the states anywhere. First, they told me I had to pay for an insurance policy in case I defaulted. Now they are saying that I have to pay for an International Border tax. Does anyone know if that is legal or legitimate? Thank you.
Are there any companies who give personal loans to people w/bad credit? I want to get a small personal loan, not a payday advance to pay pff some credit cards. but because I had to file Bankruptcy 3 years ago, do not own a home and have fair credit I am having problems finding a legit company who will assist me. I am current on all my bills so credit is looking better than it used to but I want to pay them off and get a loan to do this. I also wan the loan for a few things I need to fin on my vehicle.
Are there any legitimate online personal loans? Everytime we look for online loans, we seem to get a full box of illegal lenders. We are not able to obtain loans via convententional means due to huge, huge credit issues. Yet, we are in immediate need of help. Please share any successful stories with me, if you have them!
I am looking to immigrate to the UK from the US. What happens to my personal loans and finances? I am looking to immigrate to the UK from the USA within the next year to pursue some career opportunities over there. I currently have a mountain of student loans, credit cards, car loans etc. here in the US. What happens when I make that move? Will I still be able to continue paying my loans here in the US without any problems? What potential financial issues might come up if I choose to make this career move?
credit cards and personal loans settlement? I have an outstanding loans with several banks. I am on instalment payment but at times, due to urgent financial needs, I cant make the instalment payments. Now I feel like declaring bankrupt myself. Can anyone please tell me what is the procedures, the costs incurred and the consequences.
Can someone explain "Premier Lines of Credit" and "Personal Loans" to me, please? Never taken out a loan, and have had one credit card for the last three years, so I am a complete novice when it comes to all these bank terms. For what it's worth, I bank with USBank. Anyways, I need a new computer, for which I don't have the funds. I looked around on the USBank website, and found two options that looked interesting: Personal Loan, and Premier Line if Credit. About the loan: How does that work? Does the money go into one of my accounts (I have checking, savings, and a Visa with them)? Or is it managed like an account of it's own? About the credit line: Is it really hard to get approved? Should I just apply for another credit card? I know I should just go to my bank and ask, but I would like to get to know more first, and see if anyone has any experiences they can share. Thank you!
What is the best way to consolidate a personal loan & credit card loans? I've kind of asked this before on here, but I think my question was misunderstood. I'm wanting to know what is the best way to consolidate this debt in order to lower monthly payments and get it paid off quicker. In other words lower the amount that has to be paid, but pay more on it and with lower interest.
Is 13,000 in personal loans and credit card debt bad? I have accumulated 13k in credit card debt and personal loans. I want to get one personal loan to consolidate all the debt. I have about a 630 credit score. However, I can't seem to get a personal loan to take care of all that debt. What are my options?
Personal loans.............? I am Mr. Lomax Milton a private lender. I give out both private and commercial loans to both individuals and corporate business organisations at a low interest rate.Under my loan process, repayment can be made either monthly or yearly. I give out loan for: Free mortgage/loan assessment. Home Purchase Loans.. Refinance Loans.. Fixed Rates.. Adjustable Rates.. Land Development Loans.. Residential Investment Loans.. Multi-unit Loans.. Personal loans... Business loans... Auto loans... Contact lomaxmilton_loan_investment@yahoo.com
personal loans? I have a lot of debt from credit cards and personal loans. I would like to get a loan to pay off everything so that I will only have one payment. My credit is messed up because of all of the accounts that I have open. Any suggestions of what I should do?
Personal loans?? Does anyone who has experience with, or has taken out personal loans, have any tips or recommendations of where to apply? Currently, I do not have the greatest credit score and would like to get a loan that will have the lowest interest rate possible...and FAST!!
Personal Loans? Are there companies in Australia who specialise in helping people with bad credit or ex-bankrupts get finance such as Personal Loans?
personal loans? is it Possible to get an personal loans whit an instrest only period for the first year
Personal Loans? I have low credit score, mid 500's. When I was a teenager I was irresponsible with credit cards and didnt pay them off. Now most of them have fallen off and the one that haven't I have paid. As it stands I have 2 accounts in good standings and 2 in collections I will pay off. My credit score hasnt increased much since I paid off 3 other negative accounts but at least they show paid. I am looking to get a personal loan for $5000 because I want to move to another state to pursue a dream job. Getting the job is not a problem, its having the money to move there. Based on the infomation above, do you think there is a chance I can obtain a personal loan from my bank? I have been with them for 6 yrs and have had the same job for 5 yrs.
Personal loans? When you apply and get accepted for a personal loan. does it just come in a check that you can cash into you bank account. or how does it come? and can you use your personal loan for more then one thing?
Personal Loans? Is there anyone out there that has fair credit, and got a personal loan. I guess it would be unsecured too... If so, then who did you get the loan from?? A private lender, etc.... There are many scams going around from people that are willing to give you a loan, very obnoxious and very annoying !!!
Personal Loans? I am really in need of a personal loan. i have an ok credit score, but its kind of bad. I can provide employeer notification and everything, i have very good references and all of that... I am trying to rebuild but i am trying to pay off some bills that have been piling up. Does anyone know a company that can help me out with this.. I am looking at a loan for $2000.00. Please let me know thanks!
Personal loans?? Im going to get a personal loan and wondering how hard it is through a bank.The loan will be for $6,500 will I have to give culateral?My credit is good also.any help will work thanks
personal loans? does anyone know what site to go to apply for a personal loan for people with bad credit, and not a payday loan type of site, that is all that I am finding, or ones that cost anything to apply first.
personal loans? i have very bad credit due to loosing a job due to downsizing and i missed payments to a lot of my creditors. I want to pay them in full as soon as i can, To do that i need around $25,000. Does anyone know where i could get an unsecured personal loan (not a payday loan) to where i can pay off all of my creditors
Personal loans? I would like some information: How do you know if you would be approved? Are most people eligible for approval for some sort of loan? A personal loan would apply to what circumstances? Under what circumstances is it advisable to apply for one? How can one know if a company is reputable (besides the Better Business Bureau?) How does one go about searching for one? Thanks!
personal loans? i was wondering if anyone knew of a website where you can apply for a personal loan with having no credit in new york state???
personal loans..? i need a personal loan of like 10 thousand dollars, any one know of a good place to go that wont rip me off?
Personal Loans? I have a family member who is looking for a personal loan of $1500 to $3000. They said their credit score is in the high 500's just shy of 600. Any places they can apply online that would finance them? They are looking to pay off their credit cards to refinance their house. Thanks in advance. Best Answer = 10 Points!
personal loans? What are the main requirements for taking out a personal loan? Do you have to be a certain age?
Personal Loans? Looking for a legit Personal Loan of $10000 in Australia without all the jargon pay back on a weekly basis both of us working. Any one willing to help please contact me at kimberlina39@hotmail.com
Personal Loans!!!!? Is there any website or Companies where you can get a personal loan with no credit or bad credit?
Personal loans? where can i get a 17,000 dollar personal loan without a co-singer if i have only fair credit?
Personal Loans?????? Can I get a small personal loan if my credit score is 580, if so where????????????
personal loans? okay I am planning on getting department store credit cards, and a visa or something I'm just 18 so I have no credit. How many months would you say it would take to build my credit enough to be approved for a personal loan? Assuming I pay the payments on time, and don't go in debt? Thanks for all the answers
personal loans? Does anybody know any private lenders, wo are currently giving loans
personal loans? does anyone know of a good lender that has low interest and offers loans of about 4000 to people with bad or no credit
personal loans??? i live in minnesota, USA.. anyone know of the best bank to get a personal laon??? lowest fixed rate possible??
personal loans? do aybody know where i can get a personal like $5000 that will approve me regardless of a bankruptcy
Personal Loans? I am a 22 year old who had to file for bankruptsy early last year due to bad family circumstances - I am needing a loan of $6000 to cover a bill that has come up recently with extremly bad timing. Is there anyone / company / organisation that would be willing to loan this amount? All i am looking for is someone to give me a chance to get things on the right track and off the one that i have been forced onto.
Personal Loans? Whenever someone posts a question about needing a loan, there are certain individual who claim to be able to help them. This is one of them. Who are these people? Are they reputable? richards_loan_agency@yahoo.com And why are they not reported as abusive and allowed to operate on this site?
personal loans? i am wondering if there is a legitamate loan company that i can go through online without any faxing or signed paperwork. i would like to borrow 3,000 and have a decent job, i just dont want to go through a regular bank, any ideas
Personal loans? I recently started looking for my own place, but I have no money to move. I was thinking somewhere around $10,000? Mind you, I'm moving to Manhattan. The loan would cover a down payment, some things I need for school, etc etc. I know it would be close to impossible for me, personally, to get one, but I was thinking is maybe my parents took it out for me, seeing as they're exceptional with money. Do you think this could work? & How hard are they to come by? Thanks! I have no money saved. I'm working on it though. I don't plan on moving until July, so I'm intending on putting 70% of my paychecks into a savings account. So I should have a good $1500 by the 1st of July. Really its just to get me into the city and help me get started with school. I would pay my parents every month to pay it off. I really have no idea how this whole thing works, at all. But I've done the math and if I don't come up with atleast $8000 then theres no way I could get down there. I'm only staying with $10,000 because it seemed like a safe amount. Would $7500 or $8000 be easier to achieve?
personal loans? what does it mean 2USD for a monthly loan 200.00 or 20.00 don't understand it
Personal Loans? I'm in a bind and I need some money to pay some of my bills. Does anyone know where I could get a loan where they don't require any bank information? I do have a bank account. I just don't feel comfortable giving out that information online.
personal loans? Is there such a thing as an individual loaning money to another? where a contract can be drawn up with the terms outlined? We need 20 000 to pay off debt and repair our credit score. My husband is in the military (anyone know of resources for a soldier with bad credit?) and just lost his job with a shady mortgage company. We are honest people and would do the same if WE were financially able...we need an out here. We've two kids under two. edited to add: he is in the NAtional Guard, part time, so thats how he worked full time for a mortgage company (whos, incidentally part of a class action law suit for not paying overtime - he worked 15 hours a DAY there) Also, we have ONE credit card, which we dont use! Too many expenses happened at once (medical, car, incorrect bank charges) that put us in a hole...THATS what happened, not carelessness, not frivoulous spending...the last time we ate out was last year at Christmas. I just want some HELP please, no caustic comments on something youve NO IDEA of. If you havent any helpful information, save your time and effort. Thanks
Personal loans? Anyone out there no of a good place to contact in order to get a loan for approximately 6,000 dollars. My credit score is fair and I am looking for something ASAP.
Personal Loans? Has anyone had any positive experiences with Loyalty Financial Solutions. any current or previous customers...any one who as actually been scammed by this company?
Personal Loans? Has anyone had any positive experiences with Net World Financial Services. any current or previous customers...any one who as actually been scammed by this company? And to add to that, does anyone personally know some one that has been scammed by these people?
Personal Flexible Loans and Personal Revolving Loans? Personal Revolving Loans and Personal Loans? I'm trying to apply for a personal loan so I can make a residence change. I've never had a loan besides a student loan and I have an account with bank of america. I was wondering what the difference between their personal revolving loans and their personal loans were. Also, do I have to have a cosigner and any other information you could provide would be great. Thanks!
Personal loans from the bank? I have some questions about personal loans from the bank? 1. What kinds of things can I use a personal loan from the bank for? 2. How much money can a person borrow from a personal loan? 3. Does a person need collectral to get a personal loan? 4. How much money does a person need to make in a year to get a personal loan?
Personal Revolving Loans and Personal Loans? I'm trying to apply for a personal loan so I can make a residence change. I've never had a loan besides a student loan and I have an account with bank of america. I was wondering what the difference between their personal revolving loans and their personal loans were. Also, do I have to have a cosigner and any other information you could provide would be great. Thanks! I don't really have a lot of credit as I just got an A/X blue card and a Bank of America Visa card with a $3,000 limits but under my parents account. They have A1 credit. Both of these cards have my actual name on them though.
house and personal loans? Currently I have a house loan and a few other debits personal loan, tool card, computer loan and a credit card and I would like to roll them all into one or two loans, either one house loan or a house loan and personal loan. Would anyone have any idea to which would be the best way to work this? My debits beside my house loan are around $15000. The reason I am doing this is they are costing too much money and have now realized that I should have saved for these items not just get a loan.
Question about personal loans from BOA..please suggest...? My boyfriend and I want to take out a $3,000 loan for a down payment and first months rent on a rental home. I have a few questions: 1. Do you have to belong to the bank you get the loan from? 2. If one of use has better credit than the other, is it better to do two separte loans or do one loan together. 3. How long does a loan take to come through? 4. Are there penalities if you pay the loan off faster than scheduled? 5. What about Bank of America: are they good? Wachovia? 6. What is the difference between a secured personal loan and unsecured personal loan?
Student Loans? FASFA? Personal Loans? Which do I choose? I need to take out a loan to help pay for school and my apartment. What are the different types of loans I can take out, and what are the benefits and drawbacks of each? Why would someone choose FASFA over a personal loan, or vice versa. How do I go about obtaining a loan for these reasons? What are important things to know about taking out student loans? Thanks for the help!!!
Is there any small personal loans out there for people in school? I am a college student. For one of the classes I had to take I had to shorten my hours for work and I had gotten behind on bills. I just need 5000 and I will be all caught up. The problem is I had tried some resources at school but the require you to have a strong creditworthy co-signer and that I do not have and I had tried some private banks but they require a credti score of 620 and my credit score is 611 so if there is anyone out there with any suggestions I will greatly appreciated.
Are HFC and Beneficial good at approving bad credit personal unsecured loans? I need a 5400 dollar loan and my credit is not too great about 600...I have tried everything else and have been denied. I just want to know if HFC or Beneficial will approve me..Personal experiences are preferred or people with genuine advice..I don't need a lecture just advice! Thanks in advance! P.S I would try prosper but I don't have the time. I need something now! Thanks again!!
Are there personal loans for Bad credit? I am in a bind for money and was wondering if there is any LEGIT company that offers loans for bad credit? I am looking for 7-9 thousand but have found a lot of scams with "lenders" asking for money up front. I don't have a ton of credit card debt, but I also need to make auto and house repairs and pay on some medical bills. Can anybody help?
Question about Personal Loans..(Wachovia/BOA)? I want to get a personal loan but unsecured. I dont own anything so I guess I wouldnt qualify for a secure loan. Wachovia offers secure personal loans but Bank of America offers unsecure. My problem is that i am member on Wachovia. Can I walk into Bank of America without being a member and apply for a unsecure loan?
Personal Loans in Dubai? What is the procedure for applying for Personal Loans in Dubai for nationals and expatriates?What is the best bank in Dubai so far when it comes to Personal Loans?
personal loans for past credit issues? i am looking for a personal loan of $4000 for home improve ment i have past issues on my credit anyone know where i might get a loan some companies charge a fee for a list of lenders anyone know any of these little known lenders they talk about that give loans or of any overseas lenders that might help me
personal loans with a security deposit? well i have bad credit from some stuff that happened to due to identity theft which has left me with a credit score of 580. and need a personal loan in the amount between 15,000 and 25,000 my question is are there any loans out there were i can get approved for such a loan were i can put 2,000 dollars as a security deposit?
getting personal loans? hi i would like to take a personal loan for 20k dollars. Currently i have a credit score of 636 and 20k in credit card debt but had never defaulted in my payments before. any tips for getting personal loans.
personal loans (unsecured??)? does anyone know of a place that is legitimate that offers personal loans for debt consolidating to people with less than average credit?? i do own a house, but am having a hard time with getting financed and was thinking that maybe this would be an easier route to go.. plus i've heard that it is bad to put your house up as collateral for debts that are already unsecured.. can lenders put me on a payment schedule even if nothing is in default yet??
personal loans from london or uk? HAs anyone done the personal loans from london or the uk .. where you have to send a certian fee.. i think it is a scam ..... is it has anyone truth had luck with this
Personal Loans? Is being rejected a loan from GE money a really bad sign?? I earn enough money to pay it but when they checked my credit file I ended up being rejected, why could this be? Also, who else could I borrow from?
$14,000 in personal loans - do I have any options ? So I took out about $14,000 in personal loans earlier this year at 10% interest for 5 years. My monthly payments amount to $333, of which about $100 is just the finance charges. I have already paid $1000 in finances charges this year alone. I also signed up for some insurance for the loan, which is costing me a lot. I realize now that it wasn't a wise decision to have taken and should have looked elsewhere for my needs. What are some options I should look into to avoid being ripped off with this loan? Should I try to refinance at a lower rate? What would be the wisest financial decision other than to pay-off the entire balance immediately? Thanks
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