Equity Home Loans

home loans? anyone know what mortgage companies do loans for not such great credit but plenty of equity in our home to use.credit scores near 600.

What are the disadvantages of subprime home loans? I'm getting ready to buy my house. I know to do a 30-yr fixed rate. I'm just wondering what is the buzz about subprime home loans? It seems to really be hurting people and mortgage companies. What are the advantages and disadvantages? Thanks.

What percentage of home loans are in default in America? I keep seeing the statistic 2.1 Mil in default. What percentage of home loans does that represent?

Why do people that do home loans get so mad when you shop around? I've heard a friend of mine <that does residential and commercial real estate loans> go completely nuts every time her customers shop around for home loans. What do these lender expect someone to just trust them when they say. <hey, don't be looking at loan numbers from other lenders or I'll kick you in the ding ding.

I want to know all about Realestae license and home loans? I wnat to know why you need a license and what areas you can start in without a license, some good ideas to get my foot in the door. Really I want to start a buisness of Flipping homes, I know all the labor end of the deal I just need help with the paper work end. How do people get home loans for this with not that great credit?

Can you refinance your home loans even though your house is worth less than what is owed? We have 2 loans and with the interest rates going down, it may be in our best interest to try and refi and have lower payments though most people would tell us to just walk away and buy a cheaper home....

Are education loans effected by our economy problems as well as home loans and car loans? I go to school online and I use education loans to pay for my education for the most part. Reporters talk about home forclosures due to loans and vehicle reposessions all the time, but I do not hear anything about education loans. Are education loans also affected by our slowing economy? I am worried if when I graduate, will I be able to afford the loans I took out for my education.

how to pursue the project of summer training for MBA having been assigned on home loans? i m a MBA student doing training from a private ltd company, i have been assigned a project on HOME LOANS, tell me the way to pursue and the title for the project? i.e. tell me the various aspect to be taken into consideration while making the project?

Did George Bush create a law regarding interest rates for home loans? Last I heard, George Bush passed a law regarding interest rates for home loans. Can someone explain to me?

Can the government help ease the interest rate rises on home loans? If so what/when will this happen? Its hard enough to afford the simple life E.g. Food, Bills, Car Registration. But with the constant rises in interest rates on home loans it makes it even harder for the average home loan and even harder on someone wanting to get a home loan.

What kind of home loans can I get? What kind of home loans can I get? My FICO is around 730 at all the credit bureaus. I live in Los Angeles and want to buy a condo in the Hollywood Hills in the $600k range. I make $100k a year. Do you think I will get approved for $600k?

Where are the low-income home mortgage lenders that actually make home loans to families with low incomes? Where are these so-called low-income home mortgage lenders I hear so much hoop-la about? I've been searching for months and have yet to find one that actually makes these loans. Most won't make a loan for less than 100k. Others won't touch you if your monthly income is less than 2k a month. The rest won't touch you unless you have good credit. If your actually low income you can't afford to buy anything on credit (even if you could find someone to extend you credit), thus your credit is considered poor because you don't have any credit history. The catch 22.

The amount requested for home loans followed the normal distribution with a mean of $70,000 and a standard dev The amount requested for home loans followed the normal distribution with a mean of $70,000 and a standard deviation of $20,000 A. How much is requested on the largest 3 percent of the loans? B. How much is requested on the smallest 10 percent of the loans?

What are some of the lending banks that help with home loans and bad credit? I HAVE A LOW 500'S CREDIT SCORE, WE HAVE BEEN A STRUGGLING FAMILY FOR YEARS NOW, WE HAVE 7 KIDS AT HOME, 4 ARE FROM PREVIOUS MARRIAGES.WE ARE IN THE NEED OF OWNING OUR OWN HOME, IVE RECENTLY GOT A PROMOTION AT WORK THAT ALMOST DOUBLED MY INCOME.BETWEEN THE BOTH OF US WORKING WE MAKE ROUGHLY 80 A YEAR. CAN WE STILL GET HELP WITH A HOME LOAN?

does anyone have any resorces on low or bad credit home loans? I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know what to look for a lot of places say bad credit is ok but you have to have at least a 600 credit score?? I dont know where to look anymore. Thanks for the help.

Can someone help me figure out VA home loans? I am at Square One in the whole home-buying arena so I have no knowledge. I am stationed overseas with 15 months left before I go back to the states. I want to buy a 2 bed-room in Austin Texas (average home $190,000). I am active duty Army and can use the VA home loan. My credit is poor , but I have little debt besides student loans (I paid off my old credit debt). I know this is kind of vague but can someone give me a good place to start doing research and places that give good tips for first-time home buyers?

Any problems with country wide home loans? Country wide lost my house payment this month. I sent the check to the southern california adress and they say it never arrived. Their customer service was very poor and they could care less that it was lost and said the post office is not their problem. Has anyone else had this problem with country wide home loans?

How do they roll taxes into home loans? My wife and I are young college graduates, and with the falling housing market, home ownership is looking better and better. We live in NW Wisconsin, where a decent home will cost you $115,000 - My question is this; how does the cost of taxes play into this? The average home tax around here is $1500 - $2,000 / year here. Does this mean that our loan of say $100,000 becomes $160,000 ($2k/yr/30yr)

Home loans with low down payments require PMI insurance, so why are banks losing money on sub-prime mortgages? A home loan with less than 20% down requires PMI (Private Mortgage Insurance). Since most "sub-prime" mortgages would require PMI, why are banks losing so much money on these loans? Shouldn't it be the insurance companies that lose the money?

I am engaged to be married within a year or so and I was wondering about first time home loans? meaning,.... can two people who are not yet married apply for a home loan and combine income on the application? I heard a friend talking that they did it about a year a go, just doesn't sound right. But the way the housing market is today and rent keeps climbing, it would be worth it to get a decent house and stop paying $ 650 torward rent that gives us nothing. Advice?

Does anyone know the best company to give home loans to people with poor credit? i have poor credit, but am slowly regaining control of it, anyhow, i am trying to get my family into a home, and want to know if anyone knows any home loan companies that are willing to work with people with poor credit. thx

How do home loans work? Hey there, Lets say for example John Smith takes out a home loan of $500,000 for 30 years at 8.6% per annum. What does it mean by "... at 8.6% per annum"? Like does he have to pay 8.6% of the 500K each year or somthin? Cheers, totally clueless about loans

can someone who be on two home loans at once? Was just wondering if a person is already on a loan for a home as a cosigner can they be used as a cosigner for another. I already asked my realtor and he doesn't know.

Does anyone have Greentree Financial for their home loans? We have Greentree Financial for the loan on our mobile home and we have nothing but trouble. They are very rude and disrespectful. I wanted to know if anyone else was having this trouble with this company.

Are there home loans out there for bad credit? Where do you find them? We have found the perfect home for very little money and need to buy instead of rent since our oldest starts high school next year. My credit probs are due to divorce and my husbands due to him being unemployed for a period of time. We can afford the home payments just can't find the loan. HELP!!!!

Are there any special (or cheap) home loans for first-time buyers? I'm not low income, just looking to buy my first home. Are there any options from HUD or whatnot for low-interest loans for first-time buyers? I'm pre-approved for 150,000 and have 30,000 for a down payment saved - but is there anything better since this is my first time? Thanks.

What to look for when shopping around for home equity loans? Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals looking for a home equity loan ... I told them I'd look into it for them. I'd like to find a quality vendor, but if referrals commissions are paid out, I'd like to negotiate for that too. How do I figure out what is a "great deal"? PS. I'll happily take general replies but this would be specific to Calgary, Alberta, Canada.

I am a new Loan Officer, what can I do to help other refinance, get pre-approve or do home loans for them? I am a new Loan Officer and was wondering on how to bring in people who wants to refinance, get pre-approve or do home loans either thru emails or something?

How tax deductible are charitable donations and home equity loans? When they say donations and home equity loans are tax deductible, what does this mean? Does a $1000 donation mean $1000 less federal income tax? Does $1000 paid in interest on a home equity loan mean $1000 less federal income tax?

Can a home loan consist of two separate loans combined to cover one loan total? My sister is buying a home for 131,700. This their first home and they went through a company that supposedly finds them the best loan possibly for them and then the get a builder to start building their home over the next six months. Their credit score is in the low and mid six hundreds and they are looking at a fixed interest rate of 9.3%. the taxes are about 310 monthly and the insurance is 127 monthly. Im helping her go through the paper work and I notice that there are two loans being combined, one for 104 thousand and the other is around 27 thousand. Can you do this? I want her to know as much as possible because they are set to close on March 13, 2007 and I want to make they can afford this and that they are actually getting a good deal. They make over 4000 monthly. Please provide any information possible and thank you in advance for any responses. I would hate for them to get in over there head. The house has been built, inspected, and appraised already. They started this process in October I believe Yall are giving my sister and I wonder information. We are really appreciating this. I just found out that they didnt have a downpayment and they arent paying any closing costs. Also why wasnt they offered something like a first time homebuyers deal. Im a college student dormer so I dont know anything about home loans.

How do home loans work when you have a home loan and want to sell your house and get a new home? Say, you have a home that you still owe $$ on.....You want to sell this house and buy a new one. Would you take the money you get for selling your current home and put that toward paying off your current home....being left with only the mortgage payments on the new home.

Whats the deal with first time home buyer loans? My fiance and I are wanting to buy our first house. We have heard about first time home buyer loans and that some of loan 100% with no money down. Is that true? If so where do we ask about it? At a bank or what? I dont know the first thing about buying a house, thats why I'm on here asking for peoples opinions/answers. Also, I live in Nebraska

Do you know anything about VA home loans? Seven years ago, a family member bought a condo with a VA home loan. The mortgage company sold the account to Fleet who stopped sending bills or coupons for payments. Essentially, they screwed my family member and after two late payments (it took 18 days to process because there was no payment coupon included) they started foreclosure procedures. Really bad company to do business with. She had no choice but to file bankruptcy. They forclosed on her in less then two months and the condo sat vacant for over a year and a half. No one helped her and the mortgage company even hung up on me when I called them. Can she qualify for a VA home loan again?

Home loans in the US for indian property? Hello, I have a very basic question. I am an NRI living in the US. Is it possible to take a home loan in the US(from a US bank or institute) for a house/property in India?

need good website for Australia all about first home loans. deposit required. different rates + types of loans looking at buying my first home and I know nothing about different loans and interest rates, nothing at all about buying my first home.

Income tax benefit to two home loans? I have already taken a home loan from HDFC, and getting tax benefit. Now I plan to buy a second house at the same place. Will I get a tax benefit for the second house also? Can I claim the tax deduction for both houses?

Do you know of ant lenders who offer bad credit home loans? My husband and I both have bad credit (both from previous marriages). We both work and have stable jobs. Do you know of any lenders who legitimately offer home loans to people with bad credit. The place appraises at about 160K and we can get it for about 120K. Thankms for your help

How can I get one of those subprime home loans? I currently have a 30 year fix rate mortage which I have been paying responsibly. Can I refinance to get one of those high-risk subprime loans so the government can help me pay for my house?

what kind of home loans are out there for first time buyers? we are looking at a house in southern california. it is our first house. we pay 1500 for our apartment right now, and everyone is telling us we should buy while the market is low. we havent even talked to an agent yet but we found a really cute starter home for 250,000. we dont really have money to put down, but we were told we can still look. are we wasting our time?

Which mortgage company offers home loans to foreign nationals? I would be very grateful if you could provide me with contact information of mortgage brokers who could help me with my requirement. A-2 visa holder with excellent credit - over 770 is looking for home financing in Northern Virginia.

Are there home loans that do not look at medical bills on credit? We are wanting to buy a house but my past medical bills is lowering my credit alot. I heard that there are loans that don't look at medical bills. Which ones?

How much are payments for home loans? Me and my husband are wanting to get a house and make payments. Remax is selling one for 127,000. I don't know how the whole thing works you know like what all the costs are. I never bought a home before and were on a low budget and need more room for our growing family. I live in Lawrence KS where living costs are one of the highest in the state. This home is a forcloser. do I have to wait for it to be up for bid or can I get it now.

Are there any home loans that dont check your credit? If so, is the interest rate higher? Because my credit is bad. I got no down for a house. I heard of 1st time home buyers, what are the requirnment for that.

Does the VA give home loans without having a job? I want to get a house before I get out so I don't have to rent an apartment, but I can't get approved for a regular home loan because the banks can tell I'm getting out, and I can't get a job until I get to my new location. I don't want to get stuck in a 6-month rental contract over this crap.

Has anybody heard of american Financial home loans? Are they a good company to help out with bad credit ? We are ooking for a home and they said they could help does anybody know how wellthey are and if they really can help?

can one broker small business loans to banks like a mortgage broker do with home loans? I am a mortgage broker and want find out how I can fund small business loans too. can I broker them to banks?

where can I get first time home buyer loans? if I have no credit or not good credit what would be best interest to in order to get a loan for a home. Does this meet a ceartain finanacial level? Name websites or toll free numbers or a addresses where I can get free information on this. Thanks.

Do you think rates will drop again for home loans? We are looking at buying a home this year. Do you think because the last Gov cut didn't do as well as they hoped it would that they will drop the rates agian?

How many US auto loans and home mortgages financed by banks are out there? I'm trying to discover the # of US home mortgages and auto loans financed by banks in the US and the average value of each type of loan. It's for a school project.

Has anyone used Home Loans Canada (HLC) before and if so did it benefit you? How was your experience and would you recommend it to anyone. I am wanting to get a loan and I have been talking to somebody through Home Loans Canada but don't know if I should go through with it or not. I am just wanting to know if anybody out there that had bad credit used them and if it was successful.

Will conventional home loans be the next area of the credit sector to implode? I really dont see the end of this mortgage crisis. I am really woried that the next bubble to burst are the prime mortgage homes. Please give details as to why you think the way you say.

i have a question about home loans for first home buyers? hi, i am wondering ,as a first home buyer, is it better to have a deposit for your first home loan or is it acceptable to get one of those loans where you can borrow up to 106% and dont need a deposit, we find it very hard to save up for a deposit with three children and paying alot of money in rent,thanks for any advice.

Just who are all of the people defaulting on their home loans in America.? These people made false statements on their applications, and some unscrupulous lenders aided these home buyers. What is the demographic on these people?